MODERN CONCEPTS AND STAGES OF RISK MANAGEMENT AT UNIVERSITIES. EDUCATION IN THE 21ST CENTURY, [S. l.], v. 5, n. 2, p. 259–265, 2023. DOI: 10.46991/educ-21st-century.v5.i2.259. Disponível em: https://journals.ysu.am/Educ-21st-Century/article/view/11146. Acesso em: 11 mar. 2026.