Y. Gevorgyan and A. Gulyan, “MULTI-FACETED ANALYSIS OF MTPL PRICE LIBERALIZATIONIN THE RA: STRATEGIES AND MARKET DYNAMICS”, Bull. YSU G: Econ., vol. 15, no. 2 (44), pp. 92–101, Jan. 2025, doi: 10.46991/BYSU.G/2024.15.2.092.